| Think about these before
you buy a new car |
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How Bad Is Your Credit?
Before buying a new car, you MUST get your credit report
and credit score from ConsumerInfo.com, Equifax or TrueCredit.
Then auto dealers can't lie and say: "You have bad
credit." Most people have black marks that need to
be removed before applying for new car loans. Dealers should
never know more about your credit than you.
Which New Car Dealer Scams Did You Fall For?
Most new car dealers are honest, but there are some who
will scam you. Read our annual Top 10 New Car Dealer Scams.
"This new car is hot, everyone pays MSRP. We don't
have to sell it cheaper."
A common sales tactic in auto sales. If they have any
in stock of your new car or SUV, then it's not in demand
or there would be 6 month waiting lists. If your new car
is not "in demand," then you should "demand"
less than MSRP for your new vehicle.
The Best Time for New Car Buying
Many people ask when to buy new cars. Read our tips on
the best time for buying new cars.
When buying new cars, don't trade in a car you owe money
on!
I get complaints from people who traded in a used car
they owed money on to buy a new car, and 2 months later
were shocked to hear the new car dealer did not pay off
their car loan in 10 days as promised. With this scam
dealers pay you less for your trade than they promised.
When the bank calls, YOU are responsible. The car loan
is still in your name, until the dealer pays it off. When
buying new cars, if you trade a used car in, make the
dealer put in writing that he will pay off your car loan
in 10 days, or no deal. Then he is liable.
Early Car Lease Termination Without Penalties? Taking
Over a Short Term Lease?
Shift your strategy away from terminating an auto lease
early, trading your car and paying huge penalties. A better
strategy is transferring your car lease to another person
via an auto lease trade. Sites like Swapalease.com and
LeaseTrader.com can do a car lease swap for you, and reassign
your auto lease to another buyer, saving you thousands.
You can also use them to take over a short term lease,
where the previous owner already took the big depreciation
hit.
Sell Your Used Car Yourself
You can get $3,000 more for your car at online auto classifieds
sites: Cars.com and CarsDirect
Auto Refinance your car loan to Lower APR in a few days
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